To apply for a Standard Bank Personal Loan you can either go to a Standard Bank branch near you, call the Standard Bank call center to find out about the personal loans before even considering a loan on 0860 123 000 / +27 11 299 4701 or you can just dial *120*5626# and see how much will you get.
Standard Bank Personal Loan Features and benefits:
- Competitive interest rates
- Quick and hassle free application process
- Fixed minimum monthly repayments which enable you to budget more effectively
- Your money will be transferred directly into your transactional account
- No early termination fees if you pay off the loan earlier
- For loan terms greater than 3months , we provide credit life insurance that will pay off your loan in the event of natural or accidental death, permanent or temporary disability or retrenchment
What do you need to qualify for Standard Bank Personal Loan?
- You need to be a South African citizen
- Between the age of 18-65
- Formally employed
- Have a consistent monthly income and earning R1000 or more a month, before deductions
- Have a bank account with a debit order facility
Standard Bank Personal loans are suitable for financing large payments or purchases, such as appliances, furniture, school fees, or if you require credit over an extended period.